A Workshop To Help Maximize Your Social Security Benefits

With the economy and needs of consumers changing, it’s becoming more and more important to make the most of Social Security benefits. A few simple tips may help those preparing to start their Social Security benefits save thousands of dollars, and for those already receiving their benefits, there may be ways to increase benefits in…

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Why Low-Income Americans Should Be Allowed To Opt Out Of Social Security

“Race and Retirement Insecurity in the United States”, a new study published by the National Institute on Retirement Security, shows a morose picture of the retirement savings of minority American families. The mean amount of retirement savings held by black households is $20,132 and $17,600 by Latino household, which are paltry when compared to the…

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Are Social Security and Medicare “Entitlements”

The word “Entitlements” has recently come under a lot of scrutiny. The New York Times recently ran a great piece examining two different opinions on the word. Judith Abrams, a New York City reader, expressed her concern over The Time’s use of “Entitlements” to describe Social Security and Medicare. She believes that Social Security is…

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Gay and Lesbian Couples Eligible for Social Security Benefits

The Social Security Administration announced on December 16th, 2013, that married gay and lesbian Americans, whose same-sex spouses had recently died, are now eligible to collect social security survivor benefits. According to acting Commissioner Carolyn W. Colvin, Social Security had begun processing claims of surviving members of same-sex marriages and paying out benefits wherever they…

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Senator’s Crusade To Wake Up America With Retirement Debate

Democratic Senator Tom Harkin isn’t retiring his crusade to wake Americans up when it comes to the touchy subject of retirement.  In a proposal to call out fear-mongers for their role in blaming the national debt on Social Security, he is urging Washington to realize how much retirement is in major crisis. The national debt…

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Social Security Fund Expected to Wipe Out in 2033! Ride the Wave!

It’s a scary projection, but the Social Security Administration’s website claims the Social Security Fund will be depleted by 2033! This basically leaves only twenty years for the system to change and everyone knows these kinds of changes moves at a snails pace. One thing is for certain and that’s the probable influx of career…

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Teens Don’t Know Much About Social Security

The youth of today is very naïve.  Especially when it comes to facts regarding Social Security.  Heck, grown adults don’t even know everything that Social Security entails… A poll conducted by CNN and ORC International involving 1,010 people… teens to seniors over the age of 65 proved that folks just don’t understand the importance of…

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College Students Face Future Social Security Crisis

Seems like billionaires are looking for a scapegoat regarding the deflating Social Security funding.  The Peter G. Peterson Foundation has been trying to get college students to blame senior citizens for the economy; their point being that these kids are screwed when it comes to their “Social Security inheritance”. $2.9 million-worth billionaire Stanley Druckenmiller, former…

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Experian Social Security Info Falls into a Hacker’s Lap

Online scams are a dime a dozen.  We all fall for them.  First, you’re browsing the web for a cheap pair of sneakers you can have delivered to your home; the next thing you know you have a mail-order bride and have to pay the bride’s child support and alimony.  We know.  It happens. But…

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Social Security’s Complexities

How much do you actually know about Social Security? Did you know that isn’t just for retired folks?  SS has three principle programs – retirement (which we’re all aware of), Disability Insurance (for those who can’t work because of either work-related injuries or because of birth defects) and Supplemental Security Income (for low-income US citizens).…

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