Social Security Disability
Title 2 (SSDI) Benefits
If you have worked and paid enough Social Security taxes and you are disabled, you may be entitled to SSDI benefits. The amount of these benefits will generally depend on what you have paid into the system through Social Security withholding taxes. It is required that you have worked 20 out of the past 40 quarters, or 5 out of the past 10 years, and have contributed to Social Security during that time frame. Think of these payments into Social Security as insurance premiums and the resulting disability payments as benefits, rather than entitlements as politicians have people believing. Also, your children who are under 19 who have not yet graduated from high school, may also be entitled to benefits under your account.
SSDI benefits begin 5 months after Social Security after the date of your disability or disabilities, depending on many complex factors which are ultimately decided by Social Security. Because of these complexities, it is important to contact us rather than to try to figure them out for yourself or by trusting a Social Security employee to explain them to you.
In addition to a disability payment, you will be entitled to medical insurance, under the Medicare system. The Medicare Benefit starts 2 years after you are first entitled to SSDI.